Global strategy and management consulting services
Plugging Hong Kong’s SME Credit Gap
Reinventing the SME Lending Proposition
In this report, we explore the various challenges encountered by SME lenders, including traditional and digital banks and non-bank financial institutions, that have contributed to Hong Kong’s persistent SME credit gap. We also explore the implications of these challenges on the SME customer journey, including outlining how local lenders can reinvent their SME lending propositions – in particular, by way of algo-based lending.
Who is Q&A?
Asia's leading independent strategy consulting firm
Specialists in Financial Services and FinTech
Trusted strategic advisor to Boards and C-Suites
Renowned for data-driven insights that deliver commercial outcomes
Our Latest Insights
Focus on working out the right decisions that will make a difference to the future of your organisation. Move away from upfront hypotheses and decisions that have already been made for you. Or made for another business, repurposed to fit yours.
Future-proofing your business
We don’t just make bold statements and point you in the direction of new financial opportunities. We take you there. From needs-analysis to execution.
"Quinlan & Associates did an outstanding job in helping us develop and articulate our strategy and operating model. Their data-driven, insight-led approach allowed us to better position our overall business vs. our competitors, and their outputs were crisply presented, content-rich, and to the point. We especially valued the hands-on approach of the team, and their highly collaborative working style, which made for a fun and engaging project. I would definitely recommend Q&A to anyone seeking a genuinely fresh perspective on their business from what I see as a tier-1 strategy boutique."
"It was our pleasure working with the Q&A team, who helped us define and articulate our overall business proposition through in-depth, high quality research. Everyone on the team was easy to work with and the quality of their work was phenomenal and helped us to make the right strategic and organisational changes for our business, positioning us for future growth. We would highly recommend Q&A to anyone looking for genuine strategic insights and first-class project delivery."
“With Quinlan & Associates, what I greatly appreciate is their end-to-end consulting service. They made a genuine effort to understanding our opportunities and challenges, and tailormade a solution that enabled us to capture key opportunities. Their expertise, approach, and market connectivity allowed them to create something that extremely was relevant for us. Their follow-up workshops were highly engaging and ensured our solution could be put to day-to-day use. Quinlan & Associates is not the standard package you get from the traditional consulting firms – they really deliver strategy with a difference.”
"Action-packed, fun-filled, results-oriented engagement with the Q&A Team. They ran up the learning curve to understand our business and helped us articulate our company more clearly in concepts, words, images, and slides. Their output became the basis of our interactions with investors, channel partners, vendors, and teammates. Thanks to Q&A for the teamwork! We look forward to working with you again."
"Among various strategy consulting firms, Quinlan & Associates and Benjamin are the first company and person that come to my mind when it comes to FinTech, due to their expertise, understanding of the industry, and the firm’s reputation in the market."
Previous
Next
Featured Case Studies
Your Partners
To be a thought leader, you need to dare to be bold. To reshape the way the world does business, we need to execute with precision.
Our promise to you
We won’t suppose, assume, or hypothesise. We draw our insights from fact-based deductive reasoning, supported by objective and unbiased data-driven analysis.
We leverage these insights to provide you with relevant, actionable recommendations that will drive the change (and results) you seek. Exclusive to your situation.
We leverage these insights to provide you with relevant, actionable recommendations that will drive the change (and results) you seek. Exclusive to your situation.
- Fact-based deductive reasoning supported by facts, not hypotheses
- Objective, unbiased and tailored advice
- End-to-end service offering, from insights to impact
- Hands-on Partner involvement in every project
- Deep commercial acumen focused on driving measurable outcomes
- Global coverage combined with APAC expertise
Latest Media Mentions
Join our team
Like how we think and do business? Develop your career with us.
Immerse yourself into the Q&A approach to strategic consulting. Get hands-on with cutting-edge, meaningful projects. Collaborate with senior executives.
Immerse yourself into the Q&A approach to strategic consulting. Get hands-on with cutting-edge, meaningful projects. Collaborate with senior executives.
“Q&A offered me a chance to experience a steep learning curve.
Thanks to a flat hierarchy, my time at Q&A has yielded several responsibilities that would typically be out of reach for a young professional just starting out in their career.
From business development conversations with CXOs to strategy-orientated client projects to cutting-edge thought leadership reports. I have been able to experience the full width and breadth of a consulting firm’s mandate.”
Jeanny Ang
Senior Consultant
Previous slide
Next slide
